Tell us the date before anything else.
Include the property address and scheduled sale or auction date in the notes when requesting an offer. Let us know whether the date comes from a court, clerk, lender, or another notice. Do not send account numbers or sensitive financial records through the form.
A review is not a promise to close before the deadline.
We need to consider condition, title, property obligations, access, and the contract requirements. The time available may not allow a purchase. Eligibility, an offer, and closing before any deadline are not guaranteed. Only the relevant authorized party or court can determine what happens in the legal proceeding.
Keep other professional help available.
Confirm your case information with the appropriate clerk and speak with your attorney about legal options. The Consumer Financial Protection Bureau provides a directory of HUD-approved housing counselors and information about avoiding foreclosure scams. We are a property-purchase business, not your foreclosure attorney or a housing counseling agency.
Evaluate the written proposal carefully.
Look at the buyer identity, price, proposed date, any assignment or buying partner arrangement, and all contract conditions. Ask how mortgage payoff, liens, taxes owed, and other obligations would be handled in the closing statement. Covering closing costs does not erase those debts.
You do not have to accept an offer. Do not treat submitting a form, receiving an offer, or a proposed closing date as confirmation that a scheduled auction has changed.